Renters insurance helps to protect your possessions and can cover unexpected expenses such as medical bills and temporary living expenses. You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything in your apartment is covered against losses such as fire, lightning, windstorms, hail, explosions, smoke, and vandalism.
What Is Renters Insurance?
Basically, it’s a contract between you and an insurance company, where the insurer will help to pay the tab if you, a visitor or your personal goodies get damaged due to any number of causes.
Your renter's insurance policy can also protect you against certain bodily injury and property damage claims for which you are liable. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.
A renters’ insurance policy can include the following:
• Personal property coverage: This will help pay for the cost of replacing damaged or lost goods.
• Liability coverage: This will help to cover legal defense costs and medical bills for you or a visitor.
• Additional living expense (ALE) coverage: If the rental property is too messed up to live in while it’s being repaired, some policies will pay for a hotel and other living expenses, like groceries.
Our team of licensed insurance agents will compare coverage options and rates to find you the best renter's insurance policy for you and your possessions.
9 North Main Street, Suite 3 - Pittston, PA 18640
Old Forge Office
408 North Main Street - Old Forge, PA 18518
824 E. Main Street - Nanticoke, PA 18634
1 West Broad Street - Hazleton, PA 18201
1038 West Hamilton Street - Allentown, PA 18101
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