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Pet Health Insurance

They share your home, your heart, and make you smile once you walk in the door. And no, we’re not talking about your significant other, we’re talking about your pets. Your dogs and cats aren’t just pets, they’re part of your family. We understand how important it is to make sure they’re protected.

Pet insurance helps you cover expensive medical bills if your pet becomes ill or injured. You can also get reimbursed for preventative care, such as vaccinations and checkups, depending on the coverages you choose. People frequently buy pet insurance plans for their dog or cat to help cover the costs of emergency medical care or serious illnesses, including cancer treatment.

How does pet insurance work?

If your dog or cat is sick or injured, pet insurance reimburses you for your veterinary bills and certain medications. A pet insurance plan provides peace of mind knowing that you’ll be able to get the proper treatment for your dog or cat without worrying about the financial burden.

Most plans let you choose how much you'd like to be reimbursed, and your deductible amount. The higher your co-pay percentage and/or deductible, the less your plan will cost. If your pet is sick or injured, you'll pay the veterinarian directly for treatment, and then file a claim to your pet insurer for reimbursement.

For example, if your pet insurance plan covers 90% of your claims and your vet bill is $500, your pet insurer will reimburse you $450, minus your deductible. If your plan covers 70%, you'll be reimbursed $350, minus your deductible, on a $500 bill.

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Coverage Available from Head to Toe

Below is a list of what Pet Health Insurance covers:

*Exam Fees
*Diagnostics
*Hospitalization
*Emergency Visits
*Rx Medications
*Surgery
*Accidents & Injuries – such as swallowed objects, broken bones, toxic ingestions, cuts, burns, and more.
*Illnesses – including treatment for serious conditions, like diabetes and cancer, to minor conditions, like upset stomach and ear infections.
*Hereditary & Congenital Conditions – which pets inherit or are predisposed to through their breed, like hip dysplasia and cherry eye.
*Behavioral Care – which can consist of medication or treatment for issues such as separation anxiety or aggression.
*Preventive Care – can be added to get reimbursed a set amount for things that protect pets from getting sick, like vaccines, dental cleanings, and screenings.