Did you know you may need car insurance even if you don’t own a car?
Non-owner or non-owned car insurance is liability coverage for drivers who don’t own a vehicle. Someone who doesn’t own a vehicle might need this coverage if they frequently rent cars, or are required to carry liability insurance to keep their driver’s license.
Unfortunately, too many drivers may not carry appropriate amounts of coverage for you or your family’s injuries, lost wages and property damage in the event of a serious accident. And if you don’t have an auto policy of your own, you’re at the mercy of the other driver’s insurance coverage to cover your damages.
Non-owner insurance extends the liability coverage on your commercial policy to your employees’ vehicles, but only for occasional use. Coverage could only apply as long as the vehicle is not owned, registered, or contracted in the business’s name or on its behalf.
Non-owner car insurance can provide you and your family the protection you need if you:
- Drive a company car for personal use
- Frequently rent a car
- Are a passenger in or drive someone else’s car
- Get struck by a vehicle as a pedestrian
Non-owner car insurance is less expensive than regular auto insurance and can give you the peace of mind you need for you and your family. And, having a Non-owner policy will enable you to purchase an Umbrella policy for even more coverage.
Call us today and let’s be sure you’re protected or request a Free Quote.