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Auto

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Home

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Group Health

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Group Life

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Fully Protect Your Business

Commercial Umbrella Insurance

What happens if your business is sued and the judgment amount exceeds the liability limits of your primary insurance policy, or you have multiple claims and the limits are exhausted? Not having adequate coverage for lawsuits can leave your business exposed. Umbrella insurance can help address these risks. A Commercial Umbrella Insurance policy will help you protect your assets by providing liability limits above and beyond your other insurance policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Joyce Insurance Group recommends that your business insurance program include this coverage.

What is Excess Liability Coverage?
This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Who needs Excess Liability Coverage?
Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure.

We can advise you on what kind of liability coverage you should have to protect yourself and your company.

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