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Protection for your classic

Collector Car Insurance

We know your vintage beauty deserves special treatment. You’ve taken care of it and we will too. Joyce Insurance specializes in covering antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars.

• Collectors of antique or classic cars know they aren't for everyday driving and generally, appreciate rather than depreciate in value

• If your everyday car is totaled, standard car insurance typically pays the “actual cash value” at the time, which can be much less than you paid for the vehicle - that model doesn’t work well for collector cars, which can increase in value over time.

• Most classic car insurance is based upon “agreed value”, which means you and your insurance company agree in advance on what your car is worth, and you’re guaranteed to get that amount, minus your deductible, if the car is totaled.

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