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4 weeks ago · by · Comments Off on Home Insurance

Home Insurance

Your home is a big investment. Are you properly protected? We can help you determine if you have proper coverage for your house.

Get A Free Homeowners Insurance Quote!

As an independent insurance agent, we’ll look out for your best interest — not an insurance carrier’s. We simplify the process by shopping and comparing home insurance quotes for you. Our team can compare options across multiple companies to get you the best coverage at the right price. We will not only take time to understand your needs and help you compare quotes but will help find discounts so you can get better value from your policy. And your Joyce Insurance agent will continue to be accessible to you with one local phone call when you have questions or concerns or need to file a claim.

Home is where the heart is. Your home isn’t just a structure made of beams and walls — it’s your happy place.  We’ll help you find the right home insurance coverage for you and your home.

Many homeowners believe they’re fully covered. Unfortunately, they’re not, and figuring this out when it’s time to file a claim can be devastating. Not having enough insurance can result in you paying a large part of the repair/replacement costs — it could also mean losing your house if you get sued.

  • A common mistake homeowners make is not reviewing their home insurance policy each year to see if they are underinsured. We’d be happy to review your current policy and provide you with a free home insurance quote.

What Does Homeowners Insurance Cover? Homeowners insurance is designed to repair, replace, or recover the value of what you currently have (under coverage) if it’s damaged due to any number of causes.

  • Property Damage – This is by far the biggest claim maker, which includes damage to your house and any structures on your property due to water, fire, and severe storms among others.
  • Natural Disasters – Homewreckers like floods and earthquakes are usually not covered by basic plans, meaning, you’ll need added coverage or a separate policy to keep your goodies protected.
  • Standard Home Liability – This will cover you financially if someone is injured or their personal belongings are damaged while on your property.
  • Extra Money for Living – If your house is too messed up to live in while it’s being repaired or rebuilt, most policies will pay for a hotel and other living expenses, like groceries.
  • Property Coverage – This will depend on the policy. Items like furniture may only be covered up to a depreciated value, but other personal possessions may not be covered and will need additional insurance.

Read what our customers have to say.

Related: Condo InsuranceRenter’s InsuranceRental Property InsuranceUmbrella Insurance

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1 month ago · by · Comments Off on Office Insurance Program

Office Insurance Program

Get A Free Office Insurance Quote!

Office Insurance provides comprehensive, affordable protection from the unforeseen events that could occur in and around your office space or office building. From law offices to medical practices, protecting your business from loss, and liability is essential to success. We’ll create a customized policy tailored to your needs, providing the extra confidence to know you’re covered.

  • A Business owner’s policy, also known as BOP insurance, which combines various insurance coverage with additional protection into one convenient package. Coverages include Property, Liability, Business Interruption, and Equipment Breakdown.
  • Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake.
  • Workers’ compensation insurance, which covers medical costs and lost wages for work-related injuries and illnesses. It is required in almost every state for businesses that have employees.

🏢 Our office insurance program is custom-tailored for any business professional, whether you own the office building, or rent the office space that you operate within.

For A Free, No-Obligation Quote ⬇️

Please fill out the form below. Your information will be reviewed by a professional insurance agent, who will contact you within one business day with a customized quote.

For questions or to request a quote by phone, please call 888-498-2886

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2 months ago · by · Comments Off on Hair & Nail Salon Insurance

Hair & Nail Salon Insurance

Get A Free Quote!

As a salon owner, your customers depend on you to help them look and feel their best. Having a customized policy tailored to your needs provides the extra confidence to know you’re protected from loss. Our Hair and Nail Salon Small Business Insurance Program provides comprehensive, affordable protection for your business.

  • A Business owner’s policy, also known as BOP insurance, which combines various insurance coverage with additional protection into one convenient package. Coverages include Property, Liability, Business Interruption, and Equipment Breakdown.
  • Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake.
  • Workers’ compensation insurance, which covers medical costs and lost wages for work-related injuries and illnesses. It is required in almost every state for businesses that have employees.

💇🏾 An insurance program custom-tailored to Cosmetologists, Hair Stylists, Beauticians, Nail Technicians, Estheticians, Make-up Artists, and owner-operators of Hair salons and Nail salons.

For A Free, No-Obligation Quote ⬇️

Please fill out the form below. Your information will be reviewed by a professional insurance agent, who will contact you within one business day with a customized quote.

For questions or to request a quote by phone, please call 888-498-2886

Hair and Nail Salon Small Business Insurance is commonly known as Cosmetology liability insurance, general liability insurance for small business, hair salon business insurance, hair salon insurance, hair salon liability insurance, hair stylist insurance, hair stylist liability insurance, hairdresser insurance coverage, hairdressers insurance, independent hair stylist insurance, liability insurance for hairdressers, hair salon insurance, hairdresser liability insurance, and hairdressing public liability insurance.

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2 months ago · by · Comments Off on Barber & Barbershop Insurance

Barber & Barbershop Insurance

Get A Free Quote!

As a barber and shop owner, your customers depend on you to help them look their best.  Having a customized policy tailored to your needs provides the extra confidence to know you’re protected from loss. Our Barber and Barbershop Small Business Insurance Program will provide comprehensive, affordable protection for your business.

  • A Business owner’s policy, also known as BOP insurance, which combines various insurance coverage with additional protection into one convenient package. Coverages include Property, Liability, Business Interruption, and Equipment Breakdown.
  • Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake.
  • Workers’ compensation insurance, which covers medical costs and lost wages for work-related injuries and illnesses. It is required in almost every state for businesses that have employees.

💈 An insurance program custom-tailored to Barbers and owner-operators of Barbershops.

For A Free, No-Obligation Quote ⬇️

Please fill out the form below. Your information will be reviewed by a professional insurance agent, who will contact you within one business day with a customized quote.

For questions or to request a quote by phone, please call 888-498-2886

Barber and Barbershop Insurance is commonly known as barber insurance, barber liability insurance, barbershop business insurance, barbershop insurance, general liability insurance for small business, barber shop business insurance,  liability insurance for barbers, and barber public liability insurance.

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7 months ago · by · Comments Off on Special Event Insurance

Special Event Insurance

Event Insurance Made Easy and Affordable

Are you the host of an event looking for insurance? Are you a vendor, concessionaire, performer or entertainer looking for insurance for a one-time event, such as  Weddings, Parties, Social Events, Fundraisers, Musical and Theatrical Performances, Conventions, Tradeshows & Exhibits, Sporting Events or Tournaments, Art Exhibit, Banquet, Craft Fair, Job Fair, Fashion Show, Wine Tastings? Is your venue requiring you to provide proof of insurance?

Our partners at CoverSmart make it easy and safe for you to purchase special event insurance online, offering valuable coverage from top-rated companies designed to suit your needs. Receive a quote and purchase a policy in minutes.

Making it easy and safe for you to purchase insurance online, CoverSmart offers valuable coverage from top-rated companies designed to suit your needs. Explore the intuitive online process to receive a quote and purchase a policy in minutes. You’ll discover just how fast and easy it can be to obtain affordable insurance coverage.

To get a quote, choose the category below that best matches your event in order to get a quote. If you do not see your event below, select Miscellaneous.

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7 months ago · by · Comments Off on Home-Based Business Insurance Programs

Home-Based Business Insurance Programs

Do you have a home-based business owner? Are you looking for an annual policy to cover your business operations or need to show proof of insurance to your clients? If you generate income by providing services or selling goods, these insurance programs will work for you.

Our partners at CoverSmart make it easy and safe for you to purchase home-based business insurance online, offering valuable coverage from top-rated companies designed to suit your needs. Receive a quote and purchase a policy in minutes.

Fitness Instructors

Photographers

Wedding & Party Planners

Sales Consultants

Teacher & Tutors

DJs

Entertainers

Crafters

Barbers

Hair Stylists & Beauticians

Florist

Bakers

Court Reporters

Notaries

Travel Agents

Life Coaches

Interpreters & Translators

Videographers

Car Detailers

Professional Organizers

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2 years ago · by · Comments Off on Free Cyber Liability Risk Assessment

Free Cyber Liability Risk Assessment

Cyber Attack Phishing
Cyber risk is complex. Understanding your business and risk profile allows us to uniquely deliver comprehensive insurance and robust tools to manage risk.

Responses to the questions below are necessary to obtain a quotation for cyber insurance coverage and, if desired, technology errors & omissions insurance. After a quotation for insurance is bound, the Named Insured will be asked to electronically sign an application populated with the responses from the questions below.

Need more info about Cyber Liability Insurance?

CYBER INSURANCE AND (OPTIONAL) TECHNOLOGY ERRORS & OMISSIONS INSURANCE QUESTIONNAIRE:

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2 years ago · by · Comments Off on Compare Home and Auto Insurance Rates

Compare Home and Auto Insurance Rates

Instantly Compare Home and Auto Insurance Quotes. Give us a few minutes and we’ll give you a Home and Auto Insurance Quote. It’s that easy!

You can also request a quote from our team of licensed agents.

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