What is Renters Insuarance

Renters Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything in your apartment is covered against losses such as fire, lightning, windstorms, hail, explosions, smoke, and vandalism.

Renters Insurance is a contract between you and an insurance company, where the insurer will help to pay the tab if you, a visitor or your personal goodies get damaged due to any number of causes.

Your renter's insurance policy can also protect you against certain bodily injury and property damage claims for which you are liable. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.

A renters’ insurance policy can include the following:

• Personal property coverage: This will help pay for the cost of replacing damaged or lost goods.
• Liability coverage: This will help to cover legal defense costs and medical bills for you or a visitor.
• Additional living expense (ALE) coverage: If the rental property is too messed up to live in while it’s being repaired, some policies will pay for a hotel and other living expenses, like groceries.

Our team of licensed insurance agents will search far and wide to find you the right renter's insurance coverage at an affordable price so that you and your possessions are properly protected.
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