Workers' Compensation
Insurance Program

Your experience modification reflects your losses compared to other businesses similar to yours - same classifications and same payroll.  Good loss experience means a low mod.  A low mod means low premiums.  

Our free risk analysis shows you how your losses impact your experience modification.  Get a better understanding of how frequency of claims can affect your indirect costs AND your modification factor.  Understand how severity impacts your business for up to four years as well as having a significant affect on your indirect costs of doing business.

Our analysis focuses on you.  The data in our report reflects your operation and experience.  We show you how your losses affect your experience modification and ultimately your insurance premium.

“Through Joyce Insurance Group’s risk analysis program, I was able to uncover specific risks that I never addressed before and obtain the right kind of coverage that I needed.  Not only did they guide me through the entire process but they also gave me the best service”   --Jeffrey Muir, Clarks Summit, PA

For more information, please visit our companion website for workers' compensation :  www.paworkerscomp.com.   Also, be sure to check out Advantage 365 program for workers' compensation risk control.

More about George Nackley:

Over the past 31 years, George Nackley, has become a leading figure in the insurance industry. During his prominent career, he has successfully met the needs of all aspects of commercial and personal insurance, management, training and claims. His focus on workers’ compensation policies and procedures, however, sets him apart from other insurance consultants. George pre-evaluates businesses to qualify eligibility then conducts a complete risk analysis of businesses’ personnel and operations. His complete review of loss history and individual injuries contributes to overall customer satisfaction.

George is a graduate of Kings College and a member of the Professional Insurance Agents Association and former President of Northeastern PA Claims Association. He has spoken to groups in Pennsylvania and Delaware on the subjects of time management, workflow and property evaluation and assessment.